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Get Instant Decision and Loan directly to your account via e-transfer anywhere in canada, Maximum APR 15% and Minimum Repayment term is over 6 months

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Personal Loans

Get Long term personal loans with lesser APR rates

Instant Approval

Get Long term personal loans with lesser APR rates

  • Borrow upto $5000
  • Bad Credit Is Okay
  • Flexible monthly payments
  • Same Day Funding
  • Instant E-Transfer

GET INSTANT PERSONAL LOANS EASILY ONLINE IN CANADA

All it takes a fill out a simple form and get your instant decision and loan online directly transfer to your bank account via e-transfer

Representative example of the total cost of the loan: The borrowed amount of $500 at 15% APR for 12 months, You pay 67.2 per month for 12 months (total amount $560) you pay ($60) as the loan borrowing fees.

Questions? We’re here to help

Personal loans through Prosper are unsecured loans. They do not require collateral.

Yes absolutely, In fact our 80% of the personal loans are given to people with poor or bad credit

In order to apply for a payday loan online  be sure to have the following documentation:
    • Proof of employment i.e. your most recent pay stub.
    • Valid Canadian government-issued photo identification.
    • Proof of address and a valid cellphone number.
    • Proof that you hold a bank account with any major Canadian banking institution.

Yes! Our online application is available 24 hours a day, seven days a week, so you can apply for a loan at any time of day or night. We recognize that life does not always occur during conventional office hours, which is why we are available to assist you when you need us the most.

There are negative credit lenders in Canada who will provide no credit check payday loans; however, these types of loans often have higher interest rates. All reputable lenders, on the other hand, will do a routine credit check to evaluate your creditworthiness and loan amount.

That is why, when you apply for a payday loan with us, we will always run a credit check. We understand, however, that awful things happen to good people, and your credit score is not necessarily an accurate reflection of your capacity to repay a loan.
That is why we take a comprehensive approach to lending, which means we will evaluate criteria such as your employment history and income when deciding the size of your loan. So, even if you have bad credit, you can still get a loan from Ipayday.CA

Once you have been approved for a payday loan online, we’ll send you an e-Transfer within five minutes. This fast and easy process means that you can get the money you need when you need it, without any hassle.

Security that doesn’t cut corners

Your security is our highest priority.
Prosper uses 256-bit encryption to keep your information safe.